Social Security Disability claims are usually of two types: 1) Social Security Disability Insurance (Title II) and 2) Supplemental Security Income (SSI, Title XVI).Social Security Disability Insurance
This claim is part of the Retirement, Survivors and Disability portion
of the Social Security system. It requires proof of disability and qualified
payments into the system, over a period of time, to insure coverage.Supplemental Security Income (SSI)
This claim is available even to those persons who have lost or never had Title II coverage. It can be filed concurrently with a Title II claim. Supplemental Security Income claims require both proof of disability and proof of financial need ($2,000 limit in assets for an individual and $3,000 for a couple).Proof of Disability
In both types of claims, the applicant must prove an inability to work due to a severe medical impairment that is expected to last for 12 months in a row or result in death. Qualifying for either type of disability can be complex, as it depends on various factors, such as, age, education, work experience, and a person’s medical conditions and limitations.Attorney Representation
Each person’s case is different. While some applicants are content to be represented by national companies, there are advantages to having a local attorney. Local attorneys are familiar with the community’s medical practitioners and judges. Local attorneys provide the additional benefit of a private office to meet and discuss the evidence, to accept updates on medical treatment and to form an in person working relationship.Attorney Fees
You do not need money to hire an attorney to represent you. An attorney will represent you on a contingent fee basis, meaning the attorney will be paid only if he or she is successful in helping you to obtain benefits.